Terms of Service

Effective date: March 29, 2026

These Terms of Service govern your access to and use of lumani-impact.click and any products, content, features, or services offered through Lumani Impact.

By using this website or purchasing from us, you agree to these Terms of Service.

1. Operator Information

This store is operated by:

SECURE PAYMENT LTD
Lytchett House, 13 Freeland Park, Wareham Road
Poole, Dorset, England, BH16 6FA
Email: contact@lumani-impact.click
Phone: +44 (0)370 524 4622

2. Eligibility

By using this website, you confirm that:

• you are at least the age of majority in your jurisdiction, or otherwise legally capable of entering into a binding contract; and
• all information you provide is accurate, current, and complete.

3. Products and Services

Lumani Impact offers digital products only, including guides, educational materials, and related digital content.

We reserve the right to modify, discontinue, or update any product, feature, content, price, or offering at any time, subject to applicable law.

4. Product Information

We aim to present products as accurately and clearly as possible. However, we do not guarantee that all descriptions, screenshots, previews, or other content will always be error-free, complete, or current.

Minor differences in formatting, display, or user experience may occur depending on your device, browser, or software environment.

5. Orders

When you place an order, you agree that:

• you are authorised to use the selected payment method;
• the purchase information you provide is true and complete; and
• we may reject, limit, or cancel orders where reasonably necessary, including in cases of suspected fraud, abuse, pricing error, technical issue, or unauthorised activity.

An order is considered accepted when we send an order confirmation or otherwise make the digital content available to you.

6. Pricing and Payment

All prices displayed on the website are shown in the currency indicated at checkout unless otherwise stated.

You are responsible for reviewing the final order summary before completing your purchase, including price, currency, taxes if applicable, and the nature of the digital product being purchased.

7. Digital Delivery

Purchased products are generally delivered electronically. Delivery may occur through download access, account access, email delivery, on-screen confirmation, or another digital method stated at checkout.

You are responsible for providing a valid email address and for checking your inbox, spam folder, and access credentials where relevant.

8. Right to Cancel and Refunds

Your cancellation and refund rights are described in our Refund Policy.

By purchasing digital content for immediate access, you may be asked to consent to immediate supply and acknowledge that your right to cancel may be lost once access or download begins.

9. Licence and Permitted Use

Unless otherwise stated, when you purchase a digital product from Lumani Impact, you receive a limited, non-exclusive, non-transferable, revocable licence to use that product for your personal, lawful, and non-commercial use only.

You may not, unless we expressly permit it in writing:

• reproduce, resell, sublicense, distribute, or share the product;
• copy the product for commercial use;
• modify, reverse engineer, or create derivative works from the product, except as permitted by law;
• upload the product to file-sharing sites, forums, drives, or public platforms;
• use the product in a way that infringes intellectual property rights.

10. Intellectual Property

All website content and all digital products available through Lumani Impact, including text, graphics, branding, logos, layouts, downloads, designs, and related materials, are owned by us or licensed to us and are protected by applicable intellectual property laws.

No ownership rights are transferred to you through use of the website or purchase of a product, except for the limited licence expressly granted under these Terms.

11. Prohibited Conduct

You agree not to:

• use the website for unlawful, fraudulent, or abusive purposes;
• interfere with the security or proper functioning of the website;
• attempt to gain unauthorised access to systems, accounts, or data;
• introduce malware, automated scraping tools, bots, or harmful code;
• impersonate another person or provide false information;
• use our content in a misleading or infringing manner.

12. Accounts

If account creation is available, you are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You must notify us promptly if you suspect unauthorised access or misuse.

13. Availability and Technical Issues

We do not guarantee that the website or digital products will always be uninterrupted, error-free, or compatible with every device, software environment, or third-party service.

We may perform maintenance, updates, or security improvements from time to time.

14. Disclaimer

Our products are provided for general informational and educational purposes unless expressly stated otherwise.

We do not guarantee any specific personal, professional, behavioural, financial, medical, legal, or other outcome from use of the content. Results may vary based on individual circumstances, consistency, interpretation, and application.

You remain responsible for how you use any information obtained through the website or our products.

15. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, loss of opportunity, loss of data, business interruption, or reputational harm arising out of or in connection with:

• use of or inability to use the website or digital products;
• delays, outages, or technical failures;
• unauthorised access to your account or data caused by factors beyond our reasonable control;
• reliance on content to the extent such reliance is unreasonable or contrary to product instructions.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

16. Indemnity

You agree to indemnify and hold us harmless from claims, liabilities, damages, losses, and expenses arising from your breach of these Terms, misuse of the website, or infringement of rights of any third party, except to the extent caused by our own breach of law or duty.

17. Third-Party Services and Links

The website may contain links to third-party websites, tools, or services. We do not control and are not responsible for third-party content, practices, or availability.

18. Changes to the Website or Terms

We may update these Terms of Service from time to time. The latest version will be posted on this page with the effective date shown above. Continued use of the website after changes become effective constitutes acceptance of the revised Terms, except where applicable law requires otherwise.

19. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions shall remain in full force and effect to the extent permitted by law.

20. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of England and Wales, without prejudice to any mandatory consumer rights you may have under applicable law.

21. Contact

Questions about these Terms may be sent to:

contact@lumani-impact.click
+44 (0)370 524 4622